Our funding programmes are aimed at housing companies. We promote the construction of new energy-efficient houses and flats as well as the energy-efficient refurbishment of older residential buildings. We also support you in the expansion of renewable energies and the creation of barrier-free and burglar-proof living space.
We promote the new construction and initial purchase of climate-friendly residential buildings and condominiums in Germany. Funding is provided for the following stages:
A residential building achieves this stage if it
A residential building achieves this stage if it
We promote anyone who
We support you with a loan.
The maximum loan amount is EUR 100,000 per residential unit if your property achieves the stage "climate-friendly residential building".
The maximum loan amount rises to EUR 150,000 per residential unit if your property achieves the stage "climate-friendly residential building – with QNG".
Good planning is important for climate-friendly construction measures. That's why it's worth taking advantage of expert support: Consult an energy efficiency expert. This is mandatory for promotion. For the support level with QNG, you also need a consultant for sustainability.
Good to know: You can consider the costs for specialist planning and construction supervision as well as sustainability certification directly with your loan application.
You apply for funding before you start work or buy the property. You can submit the application to your financing partner.
Climate-friendly new construction – residential buildings (only available in German)
There are two forms of financing available to you: a grant and a supplementary loan.
With the grant, we promote the installation of efficient heating systems and heating support systems as well as the connection to a building or heating network. The aim of the grant is to accelerate the switch to climate-friendly heating systems.
We promote companies and contractors who want to install an efficient heating system or set up a connection to a building or heating network.
This includes
The maximum total eligible costs for your grant application depend on the number of residential units in the building and the number of residential units that are subsidized by the measure:
The maximum subsidized amount for the building is divided equally between the individual residential units.
You will receive a maximum of 35% of the eligible costs calculated in this way and, if applicable, the emissions reduction surcharge as an additional grant.
You can submit your application in “Meine KfW” customer portal.
Heating promotion for companies – residential buildings (only available in German)
With the supplementary loan, we promote individual measures for which a grant from KfW or the Federal Office of Economics and Export Control (BAFA) has already been approved or granted but not yet paid out. The approval must not be more than 12 months old.
The supplementary loan – Plus (358) is available to private individuals who
The supplementary loan (359) is available to all investors (clients) of eligible projects on residential buildings or residential units who have received a grant approval from KfW and/or a grant notification from BAFA in accordance with the “Federal Funding for Efficient Buildings – Individual Measures” (BEG EM) guidelines.
We promote you with a loan. The maximum loan amount is up to EUR 120,000 per residential unit.
The exact loan amount is determined on the basis of the underlying grant approval from KfW or the approval notice from BAFA. If both are available, the eligible costs from both grants are taken into account.
With the supplementary loan – Plus (358), an additional interest rate advantage is granted for the period of the first fixed-interest period for an annual household income of up to EUR 90,000.
You can submit your application to your financing partner.
Individual measures supplementary loan – residential buildings (only available in German)
We promote the refurbishment and purchase of a newly refurbished efficiency house.
We define an efficiency house as an energy standard for residential buildings. The values 40 to 85 define the different efficiency house levels. The lower the value, the lower the energy requirement of the property and the more subsidies you receive.
We promote anyone who
We promote you with a loan with a repayment grant.
The amount of your loan depends on how energy-efficient your renovated property is and how high your eligible costs are. If you achieve efficiency house level 85 or better or efficiency house level listed building, we will support your project with a loan amount of up to 120,000 euros per residential unit.
The maximum loan amount increases to EUR 150,000 per residential unit if your property also meets the criteria for a renewable energy class or a sustainability class.
The repayment grant reduces your loan and shortens the term. This means you do not have to repay the entire amount. The better the efficiency house level of your property after renovation, the higher the repayment grant.
You will need the support of an energy efficiency expert for the specialist planning and construction supervision of an efficiency house.
Good to know: We subsidize construction supervision with an additional loan amount and repayment grant. You apply for funding for construction support directly together with your loan.
You apply for funding before you start work or buy the property. You can submit the application to your financing partner.
We promote investments in building measures in houses and apartments that reduce barriers and improve burglary protection.
The following, for example, are eligible for funding
We promote anyone who
Up to EUR 50,000 per housing unit can be financed at favorable interest rates for age-appropriate or burglar-proof conversions.
You apply for your funding before you conclude supply and service contracts. You can submit the application to your financing partner.
Age-appropriate conversion – loan (only available in German)
We promote investments in Germany and abroad, in particular
We promote:
We will promote your project with a loan of up to 150 million euros. Your bank will determine your individual interest rate based on your location, your financial circumstances and the quality of your collateral.
The minimum term is generally 2 years.
You can submit the application to your financing partner.
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