Anyone breaking new ground with innovation and digitalisation projects is investing in the future viability of their own company. KfW supports you with attractive loans.
You can finance a wide range of digital projects with a digitalisation loan. For example, in production or in the organization of your own company.
Are you planning an innovative project? Or is your company particularly innovative? You can secure the financial resources you need with an innovation loan.
For established self-employed professionals and enterprises
For innovations developed by the enterprise
Up to 100% of the investment costs eligible for financing, not more than EUR 5 million per project
Loan application: with your bank
For established self-employed professionals and enterprises
For the financing of innovation measures in the enterprise
Up to 100% of the investment costs eligible for financing, not more than EUR 25 million per project
Loan application: with your bank
KfW’s Venture Tech Growth Financing programme offers loans to young, innovative, and fast-growing tech-companies to finance their future growth. The programme is part of the Federal Government's Future Fund (“Zukunftsfonds”).
Further information on the Future Fund can be found on the websites of the Federal Ministry for Economic Affairs and Climate Action and the Federal Ministry of Finance.
Typically, projects are financed to build/expand and/or scale business models and implement growth-enhancing measures. This includes, but is not limited to, the financing of
Restructuring cases and undertakings in difficulty within the meaning of EU state aid law.
KfW also generally excludes certain projects from financing or specifies conditions that must be met. Details can be found in the Exclusion List of KfW Group(PDF, 129 KB, accessible).
Domestic innovative growth companies based in the EU (with at least one subsidiary, branch, or operating facility in Germany).
A prerequisite for financing is usually that a professional venture capital investor (this includes, for example, venture capital providers, equity providers of growth and expansion capital or also private equity providers as minority shareholders) is invested in the company to be financed. In the case of listed companies, it is sufficient if a professional venture capitalist previously held a stake in the company.
Financing is provided exclusively in cooperation with professional, private lenders or venture debt providers.
It is possible to combine a loan from the Venture Tech Growth Financing programme with other funding. However, the share of the public sector, including KfW financing, may not exceed two thirds of the total debt financing.
Please introduce your project to a suitable private lender. At the invitation of the private lender, KfW participates on the same terms as the private lender.
The financing structures are tailored to your individual needs.
Information Sheet(PDF, 132 KB, accessible)
Privacy notice and information on the right of revocation(PDF, 216 KB, accessible) (German only)
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