Would you like to renovate energy-efficiently and heat with renewable energies? Remove barriers or increase burglary protection? Or buy an existing property? You can find suitable promotional funds for your project here.
Do you want to modernize your heating system for energy efficiency? We promote you with a loan or a grant.
With the grant, we promote the purchase and installation of efficient heating systems and heating support systems as well as the connection to a building or heating network. The aim of the grant is to accelerate the switch to climate-friendly heating systems.
We promote private individuals who are owners of:
We also promote condominium owners' associations (WEG) in Germany, provided that measures are implemented on the common property.
Single-family house: Grant of up to EUR 30,000.
Multi-family house: Grant depends on the number of residential units
Regardless of the applicant group, you will receive a maximum of 70 % of this as a grant.
You can submit your application in “Meine KfW” customer portal.
Heating promotion for private individuals – residential buildings (only available in German)
With the supplementary loan, we promote individual measures for which a grant from KfW or the Federal Office of Economics and Export Control (BAFA) has already been approved or granted but not yet paid out. The approval must not be more than 12 months old.
The supplementary loan – Plus (358) is available to private individuals who
The supplementary loan (359) is available to all investors (clients) of eligible projects on residential buildings or residential units who have received a grant approval from KfW and/or a grant notification from BAFA in accordance with the “Federal Funding for Efficient Buildings – Individual Measures” (BEG EM) guidelines.
We promote you with a loan. The maximum loan amount is up to EUR 120,000 per residential unit.
The exact loan amount is determined on the basis of the underlying grant approval from KfW or the approval notice from BAFA. If both are available, the eligible costs from both grants are taken into account.
With the supplementary loan – Plus (358), an additional interest rate advantage is granted for the period of the first fixed-interest period for an annual household income of up to EUR 90,000.
You can submit your application to your financing partner.
Individual measures supplementary loan – residential buildings (only available in German)
We promote the refurbishment and purchase of a newly refurbished efficiency house.
We define an efficiency house as an energy standard for residential buildings. The values 40 to 85 define the different efficiency house levels. The lower the value, the lower the energy requirement of the property and the more subsidies you receive.
We promote anyone who
We promote you with a loan with a repayment subsidy.
The amount of your loan depends on how energy-efficient your renovated property is and how high your eligible costs are. If you achieve efficiency house level 85 or better or efficiency house level listed building, we will support your project with a loan amount of up to 120,000 euros per residential unit.
The maximum loan amount increases to EUR 150,000 per residential unit if your property also meets the criteria for a renewable energy class or a sustainability class.
The repayment subsidy reduces your loan and shortens the term. This means you do not have to repay the entire amount. The better the efficiency house level of your property after renovation, the higher the repayment grant.
You will need the support of an energy efficiency expert for the specialist planning and construction supervision of an efficiency house.
Good to know: We subsidize construction supervision with an additional loan amount and repayment grant. You apply for funding for construction support directly together with your loan.
You apply for funding before you start work or buy the property. You can submit the application to your financing partner.
We promote investments in building measures in houses and apartments that reduce barriers and improve burglary protection.
The following, for example, are eligible for funding
We promote anyone who
Up to EUR 50,000 per housing unit can be financed at favorable interest rates for age-appropriate or burglar-proof conversions.
You apply for your funding before you conclude supply and service contracts. You can submit the application to your financing partner.
Age-appropriate conversion – loan (only available in German)
We promote the purchase of owner-occupied homes or condominiums in Germany. This includes
We promote everyone who wants to buy a house or apartment to live in themselves.
Up to EUR 100,000 can be financed with the KfW loan. This program can also be used for the purchase of residential property if you subsequently use the property yourself.
You apply for your funding before you buy the property. You can submit the application to your financing partner.
We promote the acquisition of cooperative shares for owner-occupied cooperative housing in Germany – both for newly founded cooperatives and for participation in an existing housing cooperative.
We promote private individuals who wish to acquire cooperative shares for owner-occupied housing
The maximum loan amount is up to EUR 100,000. You will receive a 7.5 % repayment subsidy, i.e. a maximum of EUR 7,500.
You apply for your funding before you buy the cooperative shares that entitle you to move into your apartment. You can submit the application to your financing partner.
We promote the purchase of an existing residential building or an existing condominium in Germany that you renovate to at least “Efficiency House 70 Renewable Energy Class” or "Efficiency House Listed Building Renewable Energies” within 4.5 years of purchase. This includes the purchase price of the property including the land costs for a maximum of one residential unit.
We promote families with children and single parents who fulfill the following conditions:
The funding is between EUR 100,000 and 150,000.
The amount of your loan depends on
You apply for your funding before you buy the property. You can submit the application to your financing partner.
Home ownership for families – acquisition of existing property (only available in German)
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